We Offer Knowledgeable Advice on Insuring Your Business’ Commercial Auto Needs
As a business owner, you may be putting your company, your employees, and your livelihood at risk if you do not have the proper insurance coverage for your business vehicles. Commercial auto insurance is designed to protect the vehicles you own or rent, and the people who drive them.
Very few companies have no business auto risk, so it’s very important that you understand the extent of yours. Your Gilbert J. Costa insurance agent will ask you in detail about how you use vehicles in your business; who will be driving them; whether you own, rent or lease; and whether you and your employees are likely to be driving their own cars for your business.
There are situations when you could be held responsible and have to pay for costs, including injuries and property damage, associated with a vehicle accident. For instance, if an employee causes an accident while:
- Running an errand for your company
- Traveling to a company-sponsored meeting or event
- Renting a vehicle for business purposes
- Stopping at a client’s office for a visit, even while on vacation
Based on your company’s needs, our professionals will make sure you are fully prepared and protected should an employee have an accident while on company business, whether in a company vehicle, their own car or truck, or a rental.
Proudly Serving the Commercial Auto Insurance Needs of:
- Auto Parts and Supplies
- Artisans & Contractors
- Beauty Salons and Barbers
- Caterers
- Florists
- Restaurants
- Retail Shops
- And many more!
- Auto Parts and Supplies
- Artisans & Contractors
- Beauty Salons and Barbers
- Caterers
- Florists
- Restaurants
- Retail Shops
- And many more!
Policies May Include Coverage For:
- Bodily Injury and Property Damage to Others
- Hired Auto Liability
- Non-Owned Auto Liability
- Loan/Lease Gap
- Drive Other Car Coverage
- Fellow Employee Coverage
- Custom Furnishings
- Substitute Transportation/Rental Car
- Collision and Comprehensive
- Uninsured and Underinsured Motorists
- Bodily Injury and Property Damage to Others
- Hired Auto Liability
- Non-Owned Auto Liability
- Loan/Lease Gap
- Drive Other Car Coverage
- Fellow Employee Coverage
- Custom Furnishings
- Substitute Transportation/Rental Car
- Collision and Comprehensive
- Uninsured and Underinsured Motorists