Peace of Mind at a Rate You Can Afford

That's Insurance the Costa Way

Ready to Get Started?

We’ll Find Insurance to Protect You, Your Family, and Your Home From Any Mishap

As your local New Bedford MA insurance agency, Costa Insurance has a unique appreciation for how special each and every home is to its owner. Whether you live in a single family home, apartment or condo, we know your home is the place where you and your friends have your best conversations, where you gather your family for holidays and celebrations, and where your kids leave handprints and memories for years to come.

Clients come to us with an enormous desire to protect all that their home holds, especially the people who live there. However they also require coverage for their personal belongings, the property around the home, and any visitors. Having the proper home insurance policy is one of the most important steps you can take to safeguard the most significant people and things in your life.

To find the right coverage for your distinct home, Gilbert J. Costa Insurance only partners with the leading insurance carriers. This provides us access to a wide variety of home insurance products, including:

  • Watercraft Insurance
  • Scheduled Jewelry and Fine Arts
  • Identity Theft
  • Tree Debris Removal
  • Water Backup and Sump Overflow

Your Costa Insurance agent will expertly design a home insurance policy that is specifically tailored to meet your needs. This comprehensive coverage will provide you with essentials such as replacement costs for your home and its contents in case of catastrophes such as a fire or theft. Today, your home insurance and your insurance agent needs to work harder than ever before, and the team at Gilbert J. Costa will ensure that you have all additional coverage items your situation requires. We can offer you coverage that:

  • protects you against lawsuits should someone injure themselves at your home,
  • compensates you for food spoilage during a power outage
  • covers you for damages due to sewer and drain backups as well as flood damage
  • safeguards high value items, such as heirloom jewelry, antiques and collectibles

But most important, we’ll make sure that your home insurance gives you peace of mind at a rate you can afford.

I've been a customer of Gilbert J. Costa Insurance for 20 years and really appreciate all of the help and advice they have provided to me. They go above and beyond being an insurance agent. They treat customers like family and have their best interests in mind. Easy to contact and always knowledgeable and helpful, I highly recommend this agency.


East Freetown MA

Thank you so much for always taking great care of me! Your team at Gilbert J. Costa Insurance has always been wonderful to work with and I appreciate your expertise when it comes to helping me save money on all my personal and business policies. I highly recommend you to others for all their insurance needs.


Owner, Tia Maria’s European Café, New Bedford MA

Costa Insurance is like the 'Cheers' bar, where everyone knows your name. From the moment you walk in, you are greeted with the most sincere welcome. They are professional, dependable, and eager to assist you. It's wonderful in this day and age to still have a local community business where you are treated with the utmost customer service.


Acushnet MA

Request a Real Time Quote

Home Insurance Discounts Available Include:

  • Bundling Auto & Home with the same insurance carrier
  • Having a good credit score
  • Installing a security system
  • Use of smoke detectors
  • New home buyers and builders
  • Bundling Auto & Home with the same insurance carrier
  • Having a good credit score
  • Installing a security system
  • Use of smoke detectors
  • New home buyers and builders

The Insurance Needs of a Condo Owner or Renter are Different From a Homeowner’s

Find Out What Specialized Options Gilbert J. Costa Has to Offer!

Condo Insurance

Coverage Requirements

The master insurance policy, held by your condo association, only covers a portion of your condo. You are responsible for having insurance protection that covers:

  • Your personal possessions
  • Damages to your home
  • Repairs to your home
  • Liability protection
  • Structural improvements
  • Additional living expenses if you are a victim of fire, theft or other disaster

Renters Insurance

Coverage Requirements

Your landlord should have insurance for the physical apartment building; however, you are responsible for finding an insurance policy to cover:

  • Your personal belongings if damaged due to fire, smoke, lightning, vandalism, theft, explosion, windstorm, water and other disasters
  • Living expenses should you have to move while the building is being repaired
  • Expenses related to a lawsuit if someone or their property is damaged while inside your apartment

Ready to Get Started?